Prescribed Debt in South Africa: Is Old Debt Still Affecting You?

If an old account is still appearing on your credit profile or you are being contacted about debt from years ago, it may be worth checking whether that debt has prescribed.

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In South Africa, certain debts can prescribe after a specific period if particular conditions are met. However, not every old debt automatically qualifies, which is why it is important to have your situation properly assessed

We can help you:

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• Identify debts that may have prescribed

• Review how the debt is being reported

• Establish whether prescription may apply

• Assist with disputing qualifying prescribed debt

• Guide you through the appropriate credit bureau or creditor process

• Help you understand what should and should not remain on your credit profile

Don’t let old debt keep following you.